FOR YOUR PROTECTION:

Coverage should not be considered bound through an E-mail transmission or recorded telephone message. You must speak to an agent to initiate coverage, comply with requirements for completed applications, payment obligations and any other documentation needed to secure coverages or new purchases. This disclaimer applies to home, auto, business, life and health insurance issues. You can contact an agent Monday through Friday from 8:30 a.m. to 5:00 p.m. or Saturday from 8:30 a.m. to noon.