Bodily Injury Liability protects you against damages for which you may be held legally liable if your car injures or kills someone else.

Property Damage Liability protects you against damages for which you may be held legally liable if your car damages the property of others.

Medical Payments Coverage pays for medical or funeral expenses for you and others injured or killed while riding in your car regardless of who is at fault.

Uninsured Motorist Coverage pays for damages caused by bodily injury to you and your family when the damages are the fault of another driver who has no bodily injury liability insurance.

Comprehensive or sometimes referred to as "other than collision". This coverage provides fire, theft, vandalism, windstorm, hail, smoke, explosion, glass breakage, and animal collision.

Collision provides protection for your covered auto if you collide with anything other than an animal. Higher deductibles saves you money on all your physical damage coverages.

Towing & Labor provides reimbursement of expenses incurred by you for towing charges or labor performed at the scene of an accident or breakdown.

Rental Reimbursement provides reimbursement of expenses incurred by you for a replacement vehicle while yours is under repair for any loss covered by your physical damage.

Automobile Death &/or Dismemberment provides coverage for any named insured as a driver, passenger or pedestrian subject to the limits on the policy.